Mortgage Blog

Getting you the mortgage you deserve

Lender Contact Info

Lender Contact Info

May 8, 2020 | Posted by: Ask Ana Cruz

During the last. few weeks we have had many requests for Lenders Contact Informaiton and so wee have put together a list of the top lenders.  Please see below for your lender, should you not fin ...

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COVID-19 FINANCIAL UPDATE

COVID-19 FINANCIAL UPDATE

March 18, 2020 | Posted by: Ask Ana Cruz

We have all be slammed with emails, social media and more informaiton that we can handle on the COVID-19 UPDATES and so my goal is to break it down for you.  We do have a video available with mo ...

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Where are the Rates Now compared to Last Year?

Where are the Rates Now compared to Last Year?

January 13, 2020 | Posted by: Ask Ana Cruz

Look where we started and look where we ended up.  2019 brought by many changes and un-certainty with the federal election, the many rate waves, the First-Time Home Buyer Incentive (FTHBI) pro ...

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Should I take a fixed rate or variable rate?

Should I take a fixed rate or variable rate?

December 15, 2019 | Posted by: Ask Ana Cruz

Today, we are going to focus on fixed vs. variable as that seems to be most asked question recently. When we see variable rates at prime minus 1% , as of today (December 2019) that’s 3.95%-1 ...

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Is consolidating your debt into your mortgage a good idea?

Is consolidating your debt into your mortgage a good idea?

November 29, 2019 | Posted by: Ask Ana Cruz

If you are struggling with multiple loans, credit card and other debt, you may have thought about debt consolidation or debt restructuring.  You’ve probably thought “is this a good ...

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The 10 Mortgage Closing Rules

The 10 Mortgage Closing Rules

November 22, 2019 | Posted by: Ask Ana Cruz

Buying a new home can be a very exciting time in your life.  It can also be a time where a lot happens in a short amount of time and so it’s important not to forget the 10 Mortgage Closing ...

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Self-Employed and Looking for a Mortgage?

Self-Employed and Looking for a Mortgage?

November 8, 2019 | Posted by: Ana Cruz

Are you self-employed? Do you worry about qualifying for your mortgage or any other type of financing? If so, you are not alone.  In 2018, there were 2.9 million Canadians who reported being s ...

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3 Reasons Employees Leave

3 Reasons Employees Leave

March 10, 2019 | Posted by: Ask Ana Cruz

This week, we feature our guest blog from Agnes Watkison, president of AMC Services Agnes is a successful entrepreneur with multiple business’ in the Construction and Real Estate industry. Her ...

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Understanding Life Insurance

Understanding Life Insurance

February 18, 2019 | Posted by: Ask Ana Cruz

Understanding the value of Life Insurance vs. Creditor Mortgage Insurance The goal of this article is to understand the value of what life insurance can provide for one’s family if someone unex ...

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5 Mistakes to Avoid When Buying Your First House

5 Mistakes to Avoid When Buying Your First House

January 23, 2019 | Posted by: Ana Cruz

Buying a first home is a big step, both financially and personally. In the long run, home ownership can lead to many other investment and and financial opportunities. Of course, owning a home also g ...

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