Mortgage Blog

Getting you the mortgage you deserve

2022 Federal Budget Review

2022 Federal Budget Review

April 20, 2022 | Posted by: Ask Ana Cruz

The 2022 Federal Budget was released on April 7, 2022 and here is a recap of the changes that may affect you, below is a short review of some (not all) of the proposed changes First-Time Home Bu ...

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Variable Vs Fixed

Variable Vs Fixed

March 7, 2022 | Posted by: Ask Ana Cruz

A question we are asked almost daily is 'Should I go variable or fixed?' and so to help you better understand the differnce we have outlined them below. Please read below and let us know if you have a ...

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How are rate set?

How are rate set?

February 3, 2022 | Posted by: Ask Ana Cruz

Recently there has been more talk about variable rate the usual and that’s in part thanks to inflation being at the highest its ben in 30 years, our possible exit to this pandemic and the uncert ...

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How to use your RRSP's to increase your buying power

How to use your RRSP's to increase your buying power

January 19, 2022 | Posted by: Ask Ana Cruz

RRSP’s the often forgotten or overlooked giant that can help you make your home buying plan a reality.  Who this article is intended for; those that are looking to purchase their first hom ...

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Mortgage Journey in 7 Steps

Mortgage Journey in 7 Steps

November 3, 2021 | Posted by: Ask Ana Cruz

Step 1 - Your Credit Score Whether you qualify for a mortgage through a bank, credit union or other financial institution, you should be aiming for a credit score of 680 for a ...

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Is refinancing right for me?

Is refinancing right for me?

May 20, 2021 | Posted by: Ask Ana Cruz

To continue with our discussion last week about your options at mortgage renewal time….today we are going to refinancing.    You have two options, you can either Refinancing at any ...

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What are my options at renewal?

What are my options at renewal?

May 12, 2021 | Posted by: Ask Ana Cruz

Our last video about Refinance and Referral has led to many questions and calls, so today I want to break it down a little further for you. First if you have not watched the Renewal or Refinance vide ...

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Renewal or Refinance?

Renewal or Refinance?

May 4, 2021 | Posted by: Ask Ana Cruz

With so many mortgage terms floating around there are often two simple terms that often confuse many clients- Renewal and Refinancing Today we are going to focus on what is the difference between t ...

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One Way To Pay Your Mortgage Off Faster

One Way To Pay Your Mortgage Off Faster

April 28, 2021 | Posted by: Ask Ana Cruz

Let’s talk about one way you can pay your mortgage off faster. Mortgage Amortizations can seem like a life long goal to pay off. The struggle is real but today we're going to talk about how you ...

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Renewal

Renewal

April 19, 2021 | Posted by: Ask Ana Cruz

  What is a mortgage renewal? This is when you are nearing the end of your mortgage term and you have to make a decision as to what to do for your next term.  In order to help you make tha ...

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